Are You a Caravan Owner?
Posted on 20th September 2021 at 15:53
Are you a caravan owner? If so, you might want to consider purchasing caravan insurance to ensure you’re financially secure and can face any potential problems such as theft, damage and vandalism.
It’s normal to assume that caravan insurance is an unnecessary expense, but its benefits far outweigh the costs. Keep reading to learn why you should buy caravan insurance and how you can prevent caravan theft.
Why caravan insurance?
Caravan use has significantly increased over the past few years. For instance, there has been a massive increase in UK caravan sales, and order books are full into 2022.
Additionally, holiday parks are getting bookings well into next year as more people rent out or buy caravans for fun trips and adventures.
Gone are the days when only retirees booked caravans. Today, the average age of caravan lovers has come down, increasing the demand and use for caravans in the UK.
Unfortunately, the increased use of caravans has, in turn, resulted in more crimes. Caravan parks are now hotbeds for theft, vandalism and damage and caravan owners are constantly reporting stolen or damaged goods.
Caravan insurance gives valuable financial protection in case of any unforeseen circumstances. For example, if your caravan rolls away and damages property or injures someone, caravan insurance protects you by covering any legal or medical expenses involved, depending on your policy.
A standard caravan insurance policy usually covers:
• Accidental damage: If your caravan is damaged in an accident, whether it’s detached or being towed.
• Third-party liability: If someone’s property is damaged following an accident or someone is injured.
• Malicious damage: If your caravan is damaged as a result of criminal activity.
• Extreme weather: If your caravan gets damaged in severe weather or a storm.
• Theft: If your caravan is stolen at a caravan, park, campsite or from your home.
It’s vital to note that the level of cover varies depending on the policy, but caravan insurance is a great way to secure and protect your caravan.
Cost-effective caravan insurance
If you want to lower your caravan premiums, consider installing trackers and alarms in your caravan. This may get you a discount on your policy while preventing theft by acting as a deterrent.
How Hedon Insurance can help
If you’re looking for affordable and reliable caravan insurance, Hedon Insurance is happy to help. We’re insurance brokers that can identify the age and value of most caravan makes and models, ensuring that yours is adequately insured for replacement, even if it’s something unusual.
We can provide cover for numerous incidents, from spoilt food in freezers and extreme weather damage to alternative accommodation if your caravan is uninhabitable. Just tell us what you need, and we’ll ensure you’re covered.
When accidents happen, insurance cover offers fast and efficient claim services, guaranteeing your problems are dealt with efficiently. As experts in caravan insurance, we provide a comprehensive range of insurance policies, including touring caravan, static caravan, motor homes, lodges and park home insurance policies.
We can also tailor our services for holiday home usage and full-season residents.
Contact us today to purchase your caravan insurance or to learn more about static caravan and park home insurance policies - 01482 707800.
Tagged as: caravan, insurance, caravan insurance
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