Car Insurance Money Saving Strategies

Who Drives the Vehicle? Ensure that all drivers are accurately listed on your policy. Adding unnecessary drivers can increase premiums, while omitting regular drivers can invalidate your policy. 

Accurate Mileage: Check your actual mileage on the MOT website to avoid overestimating your usage. Lower mileage often results in lower premiums. Enter your vehicle registration here to see your average mileage - Mileage Checker. 

Policy Excess: Understand what policy excess means and ensure you're not paying more than necessary. A higher excess can lower premiums but increases your out-of-pocket costs in case of a claim. 

Vehicle Storage: Confirm where your car is kept overnight, as this can impact premiums. Cars parked in secure locations may qualify for lower rates.