Owning an empty property can be stressful, especially when it comes to insurance. Standard home policies often don’t cover homes that are left unoccupied for long periods, or they may apply strict conditions that are easy to overlook.
Whether the property is empty due to a sale, renovation, probate, or a move into care, it is important to have the right type of cover in place.
Hedon Insurance can help arrange specialist insurance for unoccupied homes, tailored to different situations and timescales. This might include protection against fire, storm damage, vandalism and, where appropriate, limited cover for theft or escape of water. The team will talk through how often the property is checked, what security is in place, and any plans for the building, so the cover is as accurate as possible.
If you’ve struggled to find an insurer willing to help with an empty property, or you’ve been surprised by exclusions in a standard policy, it may be time to speak to Hedon Insurance. We can explore options designed specifically for unoccupied homes, helping you protect your asset while you decide what comes next.
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