When the wrapping paper settles and the last of the mince pies disappear, it will be time to think about protecting those shiny new Christmas gifts. 
Here's how to ensure your festive bounty stays safe and sound: 
 
Update Your Home Contents Insurance 
 
Take stock of valuable new items you've received 
Contact your insurer to update your policy, ensuring adequate coverage for high-value gifts 
 
Extend Your Protection Beyond Your Four Walls 
 
Consider adding personal possessions cover to your policy 
This protects items like smartphones, laptops, or jewellery when you're out and about 
 
Document Your Treasures 
 
Keep receipts for expensive gifts in a safe place 
Snap clear photos of valuable items, including any unique identifying features 
Create a digital inventory of your prized possessions 
 
Check Your Seasonal Coverage 
 
Many insurers automatically boost your contents cover during December 
This increase can range from 10% to 25% of your sum insured 
Don't assume you're covered - review your policy details or contact your insurer to confirm 
 
Remember, a little post-Christmas admin can go a long way in protecting your new treasures. Don't give would-be Grinches a chance to dampen your Christmas cheer! 
 
 
Tagged as: Grinch
Share this post:

Tags