Have you recalculated the value of your home contents recently? 
It’s always a good idea to take stock prior to your home insurance renewal date. If you do it now, you'll thank yourself later. 
There are many reasons as to why your contents value may have increased: 
Someone in your household receives a high-value gift. 
Inherited a piece of furniture or family heirloom. 
An engagement ring or valuable wedding gifts. 
Don’t forget to ensure your belongings are included within your home insurance policy, especially for expensive items. 
Your policy will have a single item limit so any item with a higher value must be listed separately, otherwise it may not be covered in the event of loss, fire or theft. 
If you are renting a property, you will also need to protect your contents and valuables. 
A spreadsheet can help to organise the contents valuation and any new items that have been purchased or gifted, can be added so you can give accurate information to your insurance broker. 
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